After you have been involved in a car accident, you may seek medical treatment as soon as possible. After you do this, you might file a no-fault claim only to discover that it is denied. However, you shouldn't assume that you don't have a right to receive compensation for your injuries through the no-fault insurance provider. You will want to contact a no-fault insurance attorney as soon as possible.
How No-Fault Insurance Works
No-fault insurance is required by all drivers in no-fault states. Regardless of who is responsible for your accident, you will have an insurance provider who will pay for damage done to your vehicle medical bills, lost wages, and pain and suffering.
However, if the no-fault insurance provider believes that there is something wrong with your claim, they might choose to deny it. This might occur when there is not enough evidence that your damages are a result of the accident but might have been caused by another incident.
What to Do When Accused of Fraud
Another situation where your attorney might think that your damages weren't the result of the accident is if they believe the accident didn't occur and think they are being defrauded. Under circumstances like this, you will need to hire a no-fault insurance attorney. Your attorney will inform you on how to proceed with your case.
When your claim has been denied, your attorney will help you with the process of filing an appeal. Your appeal will not be accepted unless you are able to present new evidence that will show that you actually suffered damages as a result of the accident.
When Your Claim is Denied in Bad Faith
In some cases, the no-fault insurance provider might be denying your claim in bad faith. This occurs as a way for the insurance provider to protect their profits. The fewer insurance payouts they have to make, the fewer expenses the insurance provider will have. However, if the insurance provider is acting in bad faith, you will need help from an attorney to pursue damages against them.
You will be able to file a lawsuit against your insurance provider if necessary. In many cases, the insurance provider might settle right away. But if your case goes to trial and you end up winning, your insurance provider will need to pay more in damages than if they would have simply accepted your claim in the first place.
For more information, contact a no-fault insurance attorney near you.
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